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Types of workers’ compensation benefits

On Behalf of | May 27, 2022 | Worker's Compensation

When you have been injured on the job, you may wonder where you can turn and what resources are available to help you through the tough times ahead. Workers’ compensation benefits are intended to help injured workers with many aspects of their injury.

Workers’ compensation benefits available and expenses covered

There are several types of benefits available and expenses covered by workers’ compensation. Coverage is available for workplace injuries and work-related illnesses. To begin with, medical treatment is available to help injured workers through the recovery process. It is important to note that the insurance company can designate the healthcare provider to provide treatment. In addition, workers’ compensation benefits include ongoing medical care costs to the worker such as physical therapy or surgeries.

If injured workers are unable to return to the job while they are recovering, workers’ compensation benefits also include benefits for lost wages. If the worker is unable to work for greater than seven days, temporary total disability benefits are available. Permanent partial disability benefits may also be available depending on the extent and nature of the worker’s injury. Permanent total disability benefits are available if the worker lost two major body parts or is unable to work at all following their injury or because of their occupational illness.

For families, death benefits, including funeral costs, may be available following a fatal workplace accident. All of these benefits are exceptionally important when you are recovering from a workplace injury that can have an impact on you and your family. For that reason, injured workers should know about the benefits available and what expenses are covered by workers’ compensation.